As more Kenyans relocate to the Middle East, the need to send money back home quickly and efficiently grows.
As of 2025, more than 60,000 Kenyans are working in the United Arab Emirates, with most sending money back home to support their families, while others invest in real estate projects, and some save.
Related: Kenyans in the UAE
In this article, we will highlight one of the ways to send money to Kenya from any Emirate within the UAE.
Equity Bank, in partnership with Al Fardan Exchange, offers a seamless and efficient way to do just that.
You can send money from the comfort of your own home through an app, or you can visit one of Al Fardan Exchange’s 90 branches.
How to Send Money from the UAE to Kenya:
You have two options to initiate your money transfer:
- Using the Alfapay App:
- Sign Up: Download the Alfapay app from the Play Store or App Store.
- KYC: Complete the Know Your Customer (KYC) details on the app.
- Transfer Details: You will then provide the necessary transfer details and specify how the receiver in Kenya prefers to receive the money (mobile wallet (M-Pesa or Airtel Money) or bank account).
- Visiting an Al Fardan Exchange Branch:
- Locate a Branch: Al Fardan Exchange has 90 branches across the UAE. Visit one of the branches, and a staff member will help you process your transaction.
Key Features of the Service:
- Receiver Options in Kenya: Funds can be received through:
- Bank accounts: Equity Bank accounts or any other third-party bank accounts in Kenya.
- Mobile Wallets: Directly to your M-Pesa or Airtel Money wallets.
- Wide Accessibility for Senders:
- The Alfapay app offers digital convenience.
- 90 Al Fardan Exchange branch locations across the UAE.
- Speed of Delivery:
- Instant transfers to mobile wallets and Equity Bank accounts.
- Same-day delivery for transfers to other banks in Kenya.
- No Receiver Charges: Beneficiaries in Kenya are not charged any fees to receive the funds, which is a great benefit. All the receiver needs to do is ensure that they have provided their mobile number details if receiving to their mobile wallet, and if it is through the bank, they need to provide their bank account number.
Charges:
- Al Fardan Exchange levies a standard service charge of AED 15 for sending any amount to mobile wallets or bank accounts in Kenya.
Need Assistance or Have a Complaint?
If you have any transaction related issue or need assistance, you can reach out to the Equity Bank support team via via MoneyTransfer@equitybank.co.ke
We hope this article has been helpful.
If you have any further questions regarding this, you can send us a message through our contact form and we will do our best to assist you.
